You guessed it! Use rub-ons on your card front. I was able to make 4 cards for this round, as I had some time and can't get enough rub-ons anyway. The Caardvarks link is on the left - go check it out, there is a great prize up for grabs! The challenge runs until November 30th - then there will be lots going on in December! Hope to see you there. Here are my cards:
Merry: Same products as above.